SaveSmart Advisors is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the SaveSmart Advisors site and governs data collection and usage. By using the SaveSmart Advisors site, you consent to the data practices described in this statement.

Collection of your Personal Information

SaveSmart Advisors collects personally identifiable information, such as your email address, name, home or work address, or telephone number. SaveSmart Advisors also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites. There is also information about your computer hardware and software that is automatically collected by SaveSmart Advisors. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used by SaveSmart Advisors for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the SaveSmart Advisors site. Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through SaveSmart Advisors public message boards, this information may be collected and used by others. Note: SaveSmart Advisors does not read any of your private online communications. SaveSmart Advisors encourages you to review the privacy statements of websites you choose to link to from SaveSmart Advisors so that you can understand how those websites collect, use, and share your information. SaveSmart Advisors is not responsible for the privacy statements or other content on websites outside of the SaveSmart Advisors and SaveSmart Advisors family of websites.

Use of your Personal Information

SaveSmart Advisors collects and uses your personal information to operate the SaveSmart Advisors website and deliver the services you have requested. SaveSmart Advisors also uses your personally identifiable information to inform you of other products or services available from SaveSmart Advisors and its affiliates. SaveSmart Advisors may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. SaveSmart Advisors does not sell, rent, or lease its customer lists to third parties. SaveSmart Advisors may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, SaveSmart Advisors may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to SaveSmart Advisors, and they are required to maintain the confidentiality of your information. SaveSmart Advisors does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. SaveSmart Advisors keeps track of the websites and pages our customers visit within SaveSmart Advisors, in order to determine what SaveSmart Advisors services are the most popular. This data is used to deliver customized content and advertising within SaveSmart Advisors to customers whose behavior indicates that they are interested in a particular subject area. SaveSmart Advisors websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on SaveSmart Advisors or the site; (b) protect and defend the rights or property of SaveSmart Advisors; and, (c) act under exigent circumstances to protect the personal safety of users of SaveSmart Advisors, or the public.

Use of Cookies

The SaveSmart Advisors website uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize SaveSmart Advisors pages, or register with SaveSmart Advisors site or services, a cookie helps SaveSmart Advisors to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same SaveSmart Advisors website, the information you previously provided can be retrieved, so you can easily use the SaveSmart Advisors features that you customized. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the SaveSmart Advisors services or websites you visit.

Security of your Personal Information

SaveSmart Advisors secures your personal information from unauthorized access, use, or disclosure. SaveSmart Advisors secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

SaveSmart Advisors will occasionally update this Statement of Privacy to reflect company and customer feedback. SaveSmart Advisors encourages you to periodically review this Statement to be informed of how SaveSmart Advisors is protecting your information.